New Partnership Aims to Tackle B2B Fraud in Nordic Electronics
Oslo, Thursday, 4 September 2025.
Two and Komplett launch a pioneering Risk-as-a-Service platform to combat sophisticated B2B fraud as e-commerce expands in the Nordic electronics market.
Addressing the Growing Threat of B2B Fraud
The partnership between Two, a leader in B2B payments technology, and Komplett, a major Nordic electronics retailer, aims to launch the first integrated Risk-as-a-Service (RaaS) platform in the region. This initiative responds to the alarming increase in B2B fraud, where 79% of organizations reported being victims of attempted or actual payments fraud in 2024, according to the 2025 AFP Payments Fraud and Control Survey [1]. The cost of e-commerce fraud is expected to rise significantly from $44 billion in 2024 to $107 billion by 2029 [1].
Innovative Solutions for Fraud Prevention
The RaaS platform will provide Komplett with automated, real-time credit and fraud risk decisioning across its B2B operations in Norway, Sweden, and Denmark. This integration is designed to replace existing fraud management bottlenecks with advanced features such as unified fraud and credit screening, real-time identity verification, and configurable risk policies [1][2]. Anne Mari Huseby Le, Head of Credit at Komplett, remarked on the seamless implementation process, highlighting its capability to address complex B2B scenarios [2].
Market Context and Financial Implications
The Nordic region’s e-commerce market was valued at over €50 billion in 2024, with countries like Sweden, Denmark, and Norway leading Europe in digital commerce development [3]. Komplett, a category leader in electronics, IT, and gaming in Norway, is well-positioned to leverage the RaaS platform to enhance its market presence and combat fraud effectively. As the demand for digital solutions grows, the initiative is set to play a crucial role in protecting high-value B2B transactions [3].
Strategic Implications for the European Electronics Sector
The successful deployment of this RaaS platform not only marks a significant milestone for Two’s expansion into comprehensive B2B solutions but also sets a precedent for other retailers in high-value sectors to follow. By offering real-time fraud detection and credit screening, Komplett and Two are spearheading efforts to secure the rapidly growing B2B e-commerce landscape against sophisticated fraudulent activities [1][2]. This collaboration underscores the strategic importance of integrating advanced technological solutions in mitigating fraud risks, thus paving the way for enhanced security and trust in the European electronics sector [3].